yes it is possible and it is even interesting!

Being an employee of a company without having group insurance can cost you a lot of money without you realizing it!

Let’s take the example of prescription drug insurance offered by the RAMQ: it costs you the sum of $660 annually per person (or $1,320/year per family) on your tax report! By becoming aware of the annual cost of the insurance offered by the RAMQ, you will certainly want to save money by obtaining group insurance at your work instead of being only insured by the RAMQ.

If you work or own a small business, then you would benefit from checking the possibility of opting for group insurance for small groups. You could thus have the freedom to choose the guarantees that you deem the most important, such as disability insurance, medication, paramedical services (physio, chiro, etc.), dental care and even life insurance.

This would allow you to leave out the RAMQ.

• The government’s list of insured drugs fluctuates between 7,500 and 8,000.
• The list of drugs insured privately fluctuates between 11,500 and 12,000.

You have a much better chance of finding a drug that is covered!

Finally, at the RAMQ, drug reimbursement is 65.5%, while in the private sector, reimbursement is around 80%.

These are substantial savings you could make!

You can now better see the benefit of having a group insurance program in your business, even if you are a small group of only three or more employees.

So, what are you waiting for to request a quote from our premium comparator? It’s been free since 2001 and it will always be! Or give us a call at 1-866-370-7677 to speak directly to online group insurance advisors. We are here to help you!